Smart Technology. Brighter Futures for

Nissmart is an EdTech–FinTech platform that helps families, students, and schools manage savings, pocket money, and payments smarter.
It brings together education and financial technology to make saving, learning, and giving simpler, safer, and more transparent.

Unlike traditional banks, Nissmart is designed specifically for Kenyan families and education:

• No minimum balance requirements – Start saving with as little as KES 100
• M-Pesa integrated – Save directly from your mobile money
• Education-focused – Tools built specifically for school fee planning
• Chama support – Digital savings groups with accountability
• Lower fees – No monthly charges or hidden costs
• Mobile-first – Works on any smartphone, even with low data

Yes, absolutely. Nissmart is:

• ✅ Licensed by the Central Bank of Kenya (CBK)
• ✅ Protected by Kenya Deposit Insurance Corporation (KDIC) up to KES 500,000
• ✅ Using bank-grade 256-bit encryption
• ✅ Audited annually by KPMG
• ✅ Compliant with Kenya’s Data Protection Act
• ✅ Partnered with CBK-regulated banks for fund custody

Your money is held in secure trust accounts with licensed financial institutions.

Nissmart serves multiple users:

• Families & Parents – Save for children’s education through NisSave
• Chamas & Savings Groups – Manage group savings digitally
• Schools – Manage operations with NiSchool (coming Q2 2025)
• Students – Learn financial responsibility with monitored accounts
• Donors – Support students transparently through NiFund (coming Q3 2025)
• Employers – Offer NisSave as an employee benefit
• Diaspora Kenyans – Support family education from abroad